Abstract
Recently in the Russian market appeared a new financial tool - individual investment account (IIA). Its main purpose is to increase the participation of the economically active population in the IIA. The main idea of the scientific article is to identify the main obstacles to the development of IIA in the Khakassia Republic and determine the most significant factors affecting the development of this financial instrument. In this connection, this article identifies the main problems, supported by a factual justification, preventing citizens from being involved in transactions with this instrument. A correlation-regression analysis of socio-economic factors was carried out on the basis of statistical data in order to determine which of them had the greatest impact on the opening of the IIA in Russia. A link between the development of IIA and the economic security of the region is made.