Abstract
In the development of the economy of modern Russia, small and medium-sized enterprises have an important role to play, which determines the paramount importance of the problems that arise in small and medium-sized businesses in carrying out their activities. The article discusses the problems of legal regulation of credit relations with the participation of business entities, in particular the procedure for obtaining credit funds by small and medium-sized enterprises. The results of a study of statistical data, an analysis of trends in the further development of the system of lending to small and medium-sized enterprises in Russia and the role of the state in this process are presented. It is concluded that the development of small and medium-sized businesses is impossible without comprehensive state support and requires effective legal regulation.